Insights about
DCA

How long does a PCP claim take in 2026?

By Mark Henry on May 12, 2026

The FCA introduced final motor finance redress scheme rules in March 2026, but legal challenges are likely to delay payouts. Here's the realistic 2026 timeline.

FCA motor finance redress scheme 2026 — what's actually decided

By Mark Henry on May 4, 2026

The FCA introduced final motor finance redress scheme rules on 30 March 2026. The scheme is now under legal challenge, but consumers with concerns can still complain for free.

PCP vs HP — which agreements qualify for a DCA claim?

By Mark Henry on April 25, 2026

Both PCP and HP agreements can be the basis of a motor finance commission claim. DCA-specific claims usually relate to pre-January 2021 agreements; the wider FCA scheme covers some other arrangements too.

Should I wait for the FCA redress scheme or claim now?

By Mark Henry on April 15, 2026

Both routes are legitimate. The FCA says consumers with concerns should complain directly for free, while CMCs can prepare and manage claims for a fee if redress is paid.