Insights about
Decision Guide

Expert analysis and resources on Decision Guide to help you understand your consumer finance rights.

All PCP HP Eligibility FCA Redress Scheme DCA Regulatory Credit Score Soft Search Compensation Payouts Decision Guide
Should I wait for the FCA redress scheme or claim now?

Should I wait for the FCA redress scheme or claim now?

By Mark Henry on April 15, 2026

Both routes are legitimate. The FCA says consumers with concerns should complain directly for free, while CMCs can prepare and manage claims for a fee if redress is paid.
FCA Redress SchemeDCADecision Guide

Sign Up

Join our newsletter to stay up to date on features and releases.

or