Insights about
FCA Redress Scheme

How long does a PCP claim take in 2026?

By Mark Henry on May 12, 2026

The FCA introduced final motor finance redress scheme rules in March 2026, but legal challenges are likely to delay payouts. Here's the realistic 2026 timeline.

FCA motor finance redress scheme 2026 — what's actually decided

By Mark Henry on May 4, 2026

The FCA introduced final motor finance redress scheme rules on 30 March 2026. The scheme is now under legal challenge, but consumers with concerns can still complain for free.

Should I wait for the FCA redress scheme or claim now?

By Mark Henry on April 15, 2026

Both routes are legitimate. The FCA says consumers with concerns should complain directly for free, while CMCs can prepare and manage claims for a fee if redress is paid.

How much could I get from a PCP claim? Understanding the FCA's £830 estimate

By Mark Henry on April 10, 2026

The FCA's final motor finance scheme rules estimate average redress at around £830 per eligible agreement. Here's what that number means, what it doesn't, and why individual payouts vary.