Total Claim - Expert Claims Help Total Claim
  • Lenders
    • Popular Lenders
      • Alphera Financial Services
      • Barclays Bank
      • Black Horse
      • BMW Finance
      • Close Brothers
      • Lloyds Bank
      • Motonovo
      • Vauxhall (GMAC)
      • Volkswagen
      • View 50+ Lenders
  • Insights
Check Claim Now

Complaints Procedure

We take all complaints seriously and are committed to handling them fairly, promptly, and consistently.

Complaints Procedure

Our Commitment

At Total Claim, we take great pride in maintaining a high standard of service for all our clients. However, we recognise that there may be instances where expectations are not met. Our commitment is to handle complaints fairly, promptly, and consistently. While our primary goal is to resolve issues at the initial point of contact, should this not be possible, the following procedure outlines how you can submit a complaint to us.

How to Make a Complaint

Step 1: Contact Us Directly

Email: complaints@elmwoodlaw.co.uk
Post: Customer Care Elmwood Law 14-16 Stanley St Liverpool L1 6AF

For a more efficient process, kindly provide detailed information, including your preferred resolution for the issue.

Our Response Times

We will acknowledge receipt of your complaint within 7 working days.

Within 8 weeks, you will receive either:

  • A final response adequately addressing your complaint; or
  • An update explaining why a final response is still pending, along with an estimated timeframe. You will also be informed of your right to escalate the matter to the Financial Ombudsman Service if you are dissatisfied with the delay. The communication will include details on how to contact the Financial Ombudsman Service.

Redress

If redress is deemed appropriate, fair compensation will be provided. Redress may not always be monetary but could involve an alternative form of resolution or an apology.

Escalating Your Complaint

Should you remain dissatisfied with our response or if the complaint remains unresolved after eight weeks from acknowledgment, you may escalate your complaint to the Financial Ombudsman Service at no cost, provided you do so within six months of receiving our final response letter.

Failure to refer your complaint within this timeframe may limit the Ombudsman’s ability to consider it, unless exceptional circumstances apply.

Financial Ombudsman Service

For inquiries, the Financial Ombudsman Service can be reached at:

Phone: 0800 023 4567
Website: www.financial-ombudsman.org.uk

Last updated: September 2025

Total Claims is a trading style of Elmwood Law Limited. Elmwood Law Limited is registered in England and Wales. Registered number: 14540208. Registered office: 14-16 Stanley Street, Liverpool, United Kingdom, L1 6AF. Elmwood Law Limited is a law firm authorised & regulated by the Solicitors Regulation Authority. SRA Number: 8004621.

You can claim for free without using a claims management company by contacting your lender directly. If your complaint isn't successful, you can refer it to the Financial Ombudsman Service for free.

For more information on the FCA's car finance investigation, visit the FCA's official statement.

Total Claims does not charge customers for its free eligibility check service.

In successful cases, Elmwood Law Limited charges fees of 18% to 36% (including VAT). A success fee will be deducted from each successful claim. If you cancel your claim after the 14-day cooling-off period, you may be charged for any work undertaken at the rate of £60 (including VAT) per hour.

Total Claim - PCP Claims Specialists Total Claim

Helping UK consumers claim compensation for mis-sold PCP agreements. Our no-win-no-fee service makes it risk-free to pursue the money you're owed.

Services

  • Check Your Claim
  • PCP Claims
  • Lenders
  • About Us

Legal

  • Privacy Policy
  • Terms & Conditions
  • Cookie Policy
  • Complaints

Get in touch

  • Contact
  • Support
  • Join us
© Total Claim 2025.

Sign Up

Join our newsletter to stay up to date on features and releases.

or