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PCP vs HP — which agreements qualify for a DCA claim?

By Mark Henry on April 25, 2026

Both PCP and HP agreements can be the basis of a motor finance commission claim. DCA-specific claims usually relate to pre-January 2021 agreements; the wider FCA scheme covers some other arrangements too.

PCP HP DCA Eligibility

Should I wait for the FCA redress scheme or claim now?

By Mark Henry on April 15, 2026

Both routes are legitimate. The FCA says consumers with concerns should complain directly for free, while CMCs can prepare and manage claims for a fee if redress is paid.

FCA Redress Scheme DCA Decision Guide

How much could I get from a PCP claim? Understanding the FCA's £830 estimate

By Mark Henry on April 10, 2026

The FCA's final motor finance scheme rules estimate average redress at around £830 per eligible agreement. Here's what that number means, what it doesn't, and why individual payouts vary.

Compensation FCA Redress Scheme Payouts